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Spring Break on a Budget

Spring Break should be a time for students to go out and have fun with their friends and get a bit of rest in the middle of a hard semester. But embarking on this trip irresponsibly can leave students financially handicapped for the future. It is important to enjoy your time, but it is also important to be able to do so within your budget.

Planning for a spring break vacation should start months before the actual trip. One of the things that students should take advantage of is vacation packages offered by travel agents around this time. The packages are specifically targeted at students and often offer hotel rooms, flights and rental cars together. The hotels should also have deals on dining (two-for-one offers) that would allow travelers to save even more money. Planning ahead also allows students to arrange their finances. Drawing down that pesky credit card debt can keep costs from overwhelming you. In addition, spring breakers can start to set aside cash now to help pay for the later trip.

One travel option that spring breakers will want to avoid, however, is a reliance on last-minute discount travel websites. While their prices might be appetizing, travelers can get the same deals (without the discount service) elsewhere if they plan early enough. Saving a few extra dollars through a discount website is not worth getting stuck at a foreign airport at 3 A.M. on your way home because your connecting flight never arrived.

Students should also remember to place their important papers (plane tickets, passports, etc.) in a safe place as soon as they arrive at their destination. This in good advice in general, but it’s also essential for staying within a budget. Lost plane tickets can lead to hours of hassle as well as a reissue charge that can put a hamper on future plans. Losing your passport will also lead to a loss of time and money. And we have not even considered yet the idea that someone might rob you of these items (as well as your credit card). Spring break locales are havens for petty theft.

As for how students should spend their money, one basic rule applies: use either cash or a single credit card. This will better enable someone to keep track of his or her expenses. Using multiple credit cards can lead to confusion. Switching up credit cards can also leave travelers more at risk for credit card fraud, as they will not be certain which card they used where. if students choose to go with cash for the trip, they should remember not to advertise that fact to strangers or locals. If traveling during spring break means going to a foreign country, then spring breakers need to be aware of the currency exchange. Shopping may seem cheap at first, until travelers understand what each item is really worth.

The best thing that someone can do to stay within a budget is to set aside a certain amount of money for each day. Students won’t be able to spend too much on a single day, and they will still have money left over for the rest of their trip (it also minimizes the loss if you do end up getting stolen from). Spring break is supposed to a time of fun and relaxation, and staying on a budget will maximize that experience and ensure that you still have money to live on when you get home.

January 17, 2008   No Comments

Before it’s too windy…

Now is a great time to visit all those colder locales before they become unbearably bitter. If you’ve been thinking about visiting Chicago, taking advantage of this mild autumn before it swiftly develops into a beast of a winter (as it always seems to do too quickly) might make an experience of this great city much more pleasant. There are deals at the Chicago Marriott Downtown Magnificent Mile for several days in late November and early December. At $109 per night, this is a difficult-to-turn-down 45% discount from the usual rates for this time of year. The hotel itself has an excellent location in the heart of Chicago’s “Mag Mile,” known for its chic nightlife, shopping, and dining, as well as several impressive architectural landmarks. Additionally, the hotel is also close to Navy Pier, the Art Institute of Chicago, The Field Museum, and the Shedd Aquarium, offering an educational break from the indulgence of shopping and nights out. At a 46-story height, the hotel has many beautiful views of the city to the outside and modern, luxurious accommodations on the inside. This is just one option of many for exploring the Windy City, but visiting while the current crisp fall weather is an attraction and not a force to be reckoned with something to keep in mind.

November 1, 2007   No Comments

Wild Adventure Made Doable

For many the idea of traveling around Africa seeing multiple cultural centers, wildlife and natural attractions, and partaking in spontaneous adventures has never passed the imagination phase. For such a distant, inaccessible destination the idea of coordinating multiple excursions in one trip is daunting and may even seem utterly impossible. If only all of these things could be coordinated for us! Well they have been, and affordably so. The Shongololo Good Hope Express, snaking through South Africa, provides a luxurious and exciting way to hit all the desired destinations without renegotiating lodging after each one. In addition to convenience, this setup makes the trip much more affordable as well. Seventeen days of life on the train with more than six exciting destinations, meals twice a day, and a fleet of mini-vans available daily for sightseeing excursions comes to just $2,670 per person (including tax). Among the highlights of the trip are a panoramic route through the province of Mpumalanga (also known as “Land of the Rising Sun”), views of wildlife and natural landscapes in Kruger National Park, a Kingdom of Swaziland tour, a tour of the Cango Caves, Cape Town, and a tour of the Winelands, among others. This trip is available in all parts of the year (although cheapest in March, August, and November) so your call to the wild can be returned whenever it comes. For those of us who enjoy following our spirit of adventure, as chosen from a set of safe and numerous options, this private train trip is an answer that fits within your schedule and your budget.

October 25, 2007   No Comments

Turkey during turkey month?

Turkey is a country that has a unique culture at an important point in its history, facing questions of religious and regional identity. Although it has always been an exotic, beautiful, somewhat off-the-beaten-path alluring destination, this time of sweeping change makes Turkey an even more exciting place to be right now. The timing works out well in this case, as the lovely autumn climate and many deals on flights are currently rolling in. For example, Turkish Airlines is offering roundtrip nonstop flight between New York and Istanbul for just $564, between the dates of October 26-November 1 and November 7-30. Flights to other less visited (and therefore usually more expensive) cities in Turkey are also very reasonably priced next month, such as Izmir for $689, and Antalya or Kayseri for $729. Many of these rates apply for flights leaving from Chicago as well. Additionally, the favorable exchange rate allows the affordability to continue after you step off the plane. From cultural and historical adventures such as ancient ruins to breathtaking natural wonders like Cappadocia, a trip to Turkey is an enchanting (and inexpensive) way to ease yourself into the winter.

October 25, 2007   No Comments

Best Surfing Spots in Hawaii

When most people think of Hawaii, they probably think of surfing, and justifiably so. The state is arguably home to the best surfing on the planet, and when the pounding surf is paired with beautiful white-sand beaches and a lush, green landscape, it is almost impossible to resist. Of all the islands, Oahu, Maui and Kauai offer the best surfing conditions, and inter-island travel gets easier all the time. The group is islands is one of the most isolated places on Earth, and that’s why we are going to use Oahu, Hawaii’s most accessible island, as our base.

Oahu gets three times as much airline traffic as any other Hawaiian island from the continental United States. Because of that, the island is easily Hawaii’s most cosmopolitan destination. And it is also the premier surfing spot in the entire world. Surfers are free to take advantage of over 100 miles of the greatest beachfront they will ever see. Of course, at the center of it all is Waikiki Beach, home to the famous North Shore. If you can make it here, at the Mecca of surfing, then you can make it anywhere.

But Oahu can be too cosmopolitan. If you are looking for a more peaceful surfing atmosphere, look no further than Maui. Hawaii’s second biggest island is easily the state’s most luxurious. Upscale resorts and private beaches allow you to surf without crowds or interference. The private environment allows you to focus on surfing without the distractions that can come with too many people. Maui also has an almost non-existent nightlife, meaning if you want to do more than surf and relax, Maui is not the place for you.

One place that might offer an even more solitary surfing environment than Maui is Kauai. Nicknamed the “Garden Island,” the place boasts everything from jagged mountains and waterfalls to lush, abundant flora and fauna. Not as popular as Oahu or Maui, Kauai offers the serenity that surfers seek. And there are all kinds of different beaches from which to take advantage of the surf. One example is the sun-drenched Poipu Beach, with the mountains in the background framing the seascape. There’s also Lumalai Beach, where you can ply your trade in utter seclusion. If you decide you need a break from the surf, there’s also great hiking along the Na Pali Coast.

The Hawaiian Islands are one of the true gems of this planet. For surfers, the islands are a particular paradise. We haven’t even touched on the rich, beautiful culture of the native people. There are a number of places you can go to take advantage of this unique place. But one thing is certain: whether you’re at cosmopolitan Oahu, luxurious Maui or serene Kauai, you are guaranteed to have a wonderful time amid the best surfing around.

August 24, 2007   2 Comments

Subprime Problems vs. Labor Day Travel

For those thinking of traveling abroad this Labor Day weekend, the problems with subprime lending may serve to keep you grounded.  The downturn in the US economy, mainly as a result of the housing recession will cause many people to change their minds about that vacation.  But those that do venture abroad will find things a lot cheaper due to the recent appreciation in the US dollar. 

            The economic slump affects the prospective traveler in a number of ways (all negative).  First, the housing recession has spread to other parts of the economy, depressing wages in a variety of sectors.  If you are getting paid less, you have less money to spend on discretionary items like travel.  Second, your purchasing power is tied to not only your income, but also your wealth.  And the largest component of net worth for most Americans is the value of their home.  What the subprime crisis (and the broader housing decline) has done is cause that value to depreciate, lowering your net worth and ability to spend money on foreign vacations. 

            Subprime problems will also prove detrimental to travel in more general ways.  Going abroad on the Labor Day holiday is a luxury, and the ability to pay for that luxury requires certain things.  We have discussed how American consumers have less real money to spend, but many times, vacation decisions are made on the basis of how we feel about our economic health.  Consumer confidence in this country is at a multi-year low, partly due to so many people losing their homes in the subprime fiasco.  And since consumer spending accounts for 2/3 of our economy, the low confidence is only likely to perpetuate itself, creating conditions where no one feels up to traveling. 

            Lastly, we have to consider that many people pay for vacations by borrowing money.  The most direct effect of the subprime issue is the tightening of the credit market.  Banks are so afraid to lose money on loans (or at least, some loans) that they have begun charging higher interest rates to cover their losses.  Higher borrowing costs mean that last vacation before summer ends just got more expensive. 

            There is a silver lining to those that just have to show off those white clothes one last time.  I said that banks have become gun-shy with loans; that feeling of fear is true with regard to investors and traders as well.  Everyone wants to get out of risky investments in case everything blows up on them.  And when fear pervades the marketplace, traders turn to the world’s safest investment: US Treasury bonds.  People love buying the debt of the world’s largest economy because it is the world’s most liquid asset, and the US government will never (absolutely never) default on its debt obligation. 

            What does this mean for American travelers?  Well, to buy US Treasury bonds, you need US dollars.  As the demand for Treasuries increases, the value of the US dollar goes up.  And that’s been the direction of the American currency for the past two weeks against all the other major currencies (Euro, Pound, Swiss Franc, etc.) except for the Japanese yen (a more complicated story).  That means it’s cheaper to visit Europe, Australia or New Zealand than at any other time this summer.  So if the housing slump hasn’t gotten you down, take advantage of the dollar strength while you still can and realize a discount on the last warm weather holiday of the year. 

August 21, 2007   No Comments

Great Travel Deals: 7-Day Adventure in Alaska for $995

Experience the Alaskan wilderness! Take advantage of this special offer from Green Earth Travel and explore the Kenai Peninsula and Denali National Park for just $995 per person, for selected dates throughout August. The trip features a five-night stay in a deluxe camping and one night stay at a hotel or lodge. The package also includes entrance to the National Parks, a wildlife bus tour, canoeing on the Kenai Peninsula, a professional guide, a specially equipped passenger van, specialized camping equipment, and exceptional freshly-prepared meals. Along with excellent canoeing and hiking, you will see glaciers and wildlife in Kenai Fjords National Park, the tallest mountain in North America in Denali National Park, and more. Optional adventure tours include whitewater and scenic river rafting, mountain biking, glacier and wildlife cruises, and sea kayaking.

For more information, visit http://www.greenearthtravel.com/alaskantoursp3.htm.

August 16, 2007   No Comments

Chat for Cheaper While Abroad

Affordable outgoing and incoming calls while abroad are no longer just a traveler’s dream, with the National Geographic Talk Abroad Travel Phone. Having a mobile phone while traveling is not just a question of convenience; it is also a matter of safety. Expensive rates and little or no technical support, however, have been discouraging the general public from relying on international cellular services while staying abroad. National Geographic, in a partnership with California-based Cellular Abroad, introduced a solution that fills this niche when they launched the National Geographic Talk Abroad Travel Phone. Its pre-paid service allows the users to receive incoming calls free of charge in 65 of the most frequently traveled countries, including all of Europe, while rates for outgoing calls are a lot cheaper than those offered by other cellular services. Picking up local services, the Talk Abroad Travel Phone promises to provide its customers with the best coverage available and work seamlessly across international boarders.

The rates begin at 90 cents per minute for outgoing calls from Europe and many other popular destinations. According to Scott Nielsen, vice president of business development for Cellular Abroad, that is less than what most cell-providers offer; other are apparently charging roughly $1.50 a minute for both, outgoing and incoming calls. For other destinations, the rates are higher and vary, depending on the country. Incoming SMS text messages are free, outgoing ones are 60 cents each; service charges for calls to a cell phone or other National Geographic travel phone are 25 cents per minute. The NG Talk Abroad phone can be either purchased for $199, or rented. The rental charges start at $49 per week or $129 for two months. Alternatively, a SIM card can be bought for $79 and inserted into a GMS phone. All phones come loaded with $29 prepaid talking time. Once spent, a customer can purchase additional talk time in $29 increments either via website or directly from the handset.

On the top of cheaper rates and a contract-free phone, National Geographic and Talk Abroad also promise to provide a toll-free customer service available on a 24/7 basis, which can be accessed directly from the phone. Furthermore, regardless of your destination, each NG Talk Abroad customer will be assigned a UK number. Therefore, unlike with other services, the customer’s phone number remains the same irrespectively of where he or she travels. The NG Talk Abroad Travel Phone, specifically designed for an international traveler, appears to be an effective way to stay connected world-wide. Students, photographers, journalists, business travelers, as well as vacationers and explorers could all benefit from the device.

August 15, 2007   No Comments

Great Travel Deals: Mandarin Oriental Miami for Unbeatable $189/night!

Looking for a luxurious getaway? Check out this amazing deal announced by Expedia.com! Through Expedia.com, you can stay at the Miami branch of the world-renowned Mandarin Oriental hotel-chain for just $189 per night, per person. This is a very special offer, since due to its increasing popularity and a growing recognition Mandarin Oriental only rarely offers discounted rates. To compare, even the hotel’s special Internet Rates start at $329 per night, per person. The five-star Mandarin Oriental Miami has been repeatedly awarded as one of the world’s top hotels. Located in the hip Miami area of South Beach, the Design District and the Art Deco District are both within an eight-mile radius away from the oceanfront resort. Each room in the hotel has a private balcony and an award-winning spa is available to the hotel guests.

This fantastic offer is valid seven days a week between September 1 and September 30. For just additional $30, it also applies to dates in August.

For more information, visit http://vacations.travelzoo.com/romantic-vacations/317378

August 15, 2007   No Comments

Keep Your Frequent-Flier Miles Alive!

Your frequent-flier miles may expire sooner than you thought! Airline companies have recently announced a change in policies concerning their frequent flier programs. Many of the major U.S. airlines are changing the period of time for which your frequent flier miles may remain inactive. US Airways have decreased the length of the expiration period for inactive accounts from 36 to 18 months. Delta has brought the expiration period down to 24 months, while United Airlines and American Airlines frequent-flier accounts may sit dormant for no more than 18-month. With the expiration periods getting shorter, it is now even more important to take steps to preserve you hard-earned miles and use them to your advantage.

There are many ways how to keep your frequent flyer account active. In general terms, some sort of activity on the account is required to prevent the miles from expiring. Consider the following suggestions:

Take a paid flight on the airline. Alternatively, you can take a flight with the airline’s alliance partner.

Redeem your miles. There are many possibilities as to what you can exchange your saved frequent-flier miles for. These include, but are not limited to, redeeming miles for a flight or an upgrade. Most major programs allow their members to cash in as few as 400 miles for a magazine subscription, let’s say.

Rent a car. Even though some car rental agencies may charge you with an addition fee for crediting the miles towards your frequent flier program, the charge may be worth paying if it can save your miles from expiring.

Stay in a hotel that offers miles in a carrier’s program. If you are used to credit your hotel stays to your frequent-guest account, you might have to sacrifice at least one of them for the sake of keeping your frequent-flyer miles.

Purchase an item using a credit card that awards frequent-flier miles. Buying even a one-dollar chocolate bar with one of these cards may be enough to keep your account active!

August 14, 2007   No Comments

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