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How To Finance A Personal Aircraft

Everything you need to do when applying to finance a personal plane or helicopter.

Personal Aircraft Financing: Where Do I Start?


  1. 1.

    Familiarize yourself with the process of buying personal plane or helicopter

    Aircraft Buyer's Guide
  2. 2.

    Get estimates on the complete cost of ownership of the aircraft you want

    Aircraft Cost Calculator
  3. 3.

    Decide whether you want to purchase aircraft with financing or secure a lease

    Aircraft Financing Guide
  4. 4.

    Ensure all your documents are in order

    Personal Aircraft Financing Document Checklist
  5. 5.

    Fill out our aircraft financing application

    Apply Now

What Documents Will I Need For Financing A Personal Aircraft?

Most of the paperwork requires detailed financial documentation to help lenders determine your creditworthiness and ability to pay off an aircraft loan. Having these documents prepared in advance can streamline your approval process: 

  • An aircraft specification sheet or link to a for-sale listing (or if you’re still shopping, enter guidelines on the CurrencyAir loan application)
  • Completed loan application
  • Personal Finance Statement (PFS)
  • Two years of individual federal tax returns with all pages and statements included
  • Two years of W-2 and/or 1099 forms that correspond with the individual tax returns, including forms not yet filed for the current tax year, if available
  • If it is after the filing deadline and you have not filed a tax return, provide a signed and filed tax extension form (4868)
  • Two years of K-1 forms for all businesses in which you hold ownership
  • Your most recent pay stub, if applicable
  • An Investment Real Estate Schedule, if applicable (the form for this information is included in the financing application)
  • A color photocopy of your driver’s license
Two individuals standing near a small aircraft on an airstrip, reviewing documents on a clipboard under a partly cloudy sky.

Finance Your Next Personal Aircraft With Currency Air

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