Financing Options

Currency offers competitive
loan products

Various funding options
Loans up to $500K
0% programs available
Flexible terms up to 72 months
No pre-payment penalties
Great customer service!

Consumer Programs

Premier Consumer Program Standard Consumer Program Working Capital Commercial Program
Applicant Profile Any applicant who meets the criteria, whether individual or business owner Applicant who does not meet Premier Consumer Program criteria and is not using the equipment to make money Applicant who are business owners and are looking to grow their business and have at least 10 years TIB Applicants who will use the equipment to make money and/or are business owners
Eligibility Requirements No minimum TIB required 720+ FICO No minimum TIB required 550-710 FICO Minimum 10 years TIB 720+ FICO Minimum $100K gross annual sales Minimum 1 year TIB 600+ FICO Minimum $100K gross annual sales
Min/Max Loan Amounts $2,000 – $50,000 $1,500 - $75,000 $5,000 – $150,000 Up to $500,00
Term Length Up to 84 months Up to 180 months in some cases 24 months Up to 72 months
Interest rate /
No payments for 90 days for qualifying applicants* 5.99% APR to 14.99% APR 7.99% APR to 35.99% APR 0% for the first 90 days, 19.99% thereafter Starting at 6.49%
Funding Speed Most deals funded in 15 minutes – from app entry to funding notice Most deals fund within 30 minutes** 2 days app-in to funded 2 days app-in to funded
Fees No fees No fees 0% origination fee for CurrencyPay Core and Pro merchants All others subjected to 1.99% origination fee $200 doc fee for all applications $295 doc fee on most deals
*Interest is billed during the promotional period and begins accruing on the date the loan is funded
**Secured consumer offers may take several days and require an in-store visit

Apply Now

The Process

The online financing application through CurrencyPay can be accessed in-store at the point-of-sale, through an online listing, on your e-commerce website, from a link embedded in an invoice, or by simply clicking Here


Fill out the online application


Choose a commercial or consumer loan


Submit your application for decisioning


Once approved, you can choose your loan terms


Sign and submit loan documents


Your deal will be funded!

Unlock Your Business Potential Today

Get started today

Call us at 1(844)724-7375 or
contact us at [email protected]